United Commercial Bank PLC (UCB) held its business review meeting on 19 July 2025 at BCDM, Savar. The event was attended by Chairman Sharif Zahir, members of the Board of Directors, Managing Director and CEO Mohammad Mamdudur Rashid, and senior officials.

The meeting reviewed UCB's business operations, strategic progress, and future plans. A key highlight was the bank's exceptional deposit growth in the first half of 2025, with net deposits rising by BDT 7,783 crore, surpassing both the budgeted target of BDT 5,100 crore and the goal of BDT 6,000 crore.

The Board expressed appreciation for the employees' dedication and effort, recognising this success as a testament to UCB's operational excellence and the strong trust placed by its customers. UCB has positioned itself as one of the country's most stable and sustainable financial institutions.

Several strategic decisions were made during the meeting, including prioritising risk-free and sustainable lending; implementing modern approaches to internal processes and human resource management; expanding technology-driven banking services to enhance speed and security for customers; and maintaining the positive deposit trend through new financial products and strategies.

Currently, UCB's advance-deposit ratio (ADR) stands at 87.5%, an improvement from 92.5% in September 2024 and 91.3% in December 2024. While many banks face liquidity challenges due to excessive lending, UCB has maintained a strong liquidity position.

Senior officials concluded the meeting by stating that this business review marks a significant milestone in shaping UCB's future strategies. They remain optimistic that, with continued customer trust and employee efficiency, UCB will sustain its leadership role in Bangladesh's banking sector.